(01.1) Oolka · Case study 1 of 4India

Oolka· Instagram

Founder wanted to grow, organic & fast.

Role
On contract from February, Brand Strategist from March
When
Feb to Jul 2026
Channel
@oolka.in
01

The brief

Oolka is an AI credit-score app for mass-market India. When I started in February, @oolka.in had about 32,000 followers and was adding under a hundred a day.

The brief had one line: grow the page fast, organically.

02

The diagnosis

Borrowing from the people who already had the audience we wanted to build.

03

The idea

Put Oolka inside creators’ feeds, starting where few brands go.

I started with comedy skits, the category not many brands try to go for. Then authority voices, CAs and finance creators, who make people trust a credit app. Then tech creators, whose audiences take app advice seriously. Every collab ran as a joint post, so each viewer saw the creator and @oolka.in together.

04

What I ran

  • Creators. Scouted, pitched and closed them: 33 collabs in my first month, 54 in July, and 200+ creator collabs in all. Also included finding trends and jumping on them. Created a video with Bhandesiri before he went ultra viral and ran it for growth.
  • Scripts. Creators sent a first draft, I pushed the hook, and we shot what we thought would go viral. And many did. 10M+ organic views across collabs.
  • Budget. It grew as the numbers held: double in June, more than triple by August.
05

The turn

In March, the collab feature was switched off on our account.

The same creators still got 100K to 436K views on their own pages. Reposted on ours, they got 2,800 to 5,200. Daily follower gains fell by a third.

My audit that month came down to one line:

The distribution is the problem.

We kept creator content on creators’ pages, and ran a weekly contest on ours to hold the pace. March closed at 61,839.

06

The second problem

By May, the goal now included paying users in addition to followers.

What predicted a subscription was intent. People who arrived with a real credit problem converted at 8.2%. Everyone else converted at 0.86%.

So I built a reason to act: Mission 2027.

It’s a reward that only pays out when a subscriber’s score actually improves, carried by the creators who had already proven themselves.

07

The page’s own voice

Creators brought the reach. The page’s own posts were created by me.

Carousels that explain credit the way people talk about money, in Hinglish. I wrote and designed them.

Pay Later is a loan7 slides · Aug 2026
Pay Later equals loan: the one-click feature is an actual bank loan
Every Pay Later account is noted in your credit report
A bill paid late shows up in the record
Small pending bills make a profile look risky
A late payment can raise the interest on your next loan
Old Pay Later accounts stay on the record
Check the active loans on your profile
Seven questions before a bank loan9 slides · May 2026
Before taking a bank loan, ask these 7 things
Question 1: what is the APR?
Question 2: is the processing fee refundable?
Question 3: what is the prepayment charge?
Question 4: what is the foreclosure charge?
Question 5: is the late fee daily or per instance?
Question 6: is the insurance bundle optional?
Question 7: what exactly are you authorising on auto-debit?
Ask these seven and the bank will take you seriously
Ramesh’s card secret5 slides · Jun 2026
Ramesh's credit card secret
The statement date is the real game
A big balance on that date pulls the score down
Pay a little before the statement date
Now the secret is yours
Same salary, different life10 slides · Mar 2026
Same salary, different life
Two colleagues on the same salary; only the credit score differs
Same phone, different EMI
Same bank, same application, different card
Same flat, a different start
Same car, a different price
Same house, same dream, a different cost over 20 years
The total gap the lower score cost
Why was Raj's score low? His report had errors
Your report could have errors too
08

The result

5xfollowers: about 32K in February to 161K by the end of July
200+creator collabs
2.7xJune’s subscriptions in July, on about 10% more spend
  • 100K in the first week of June.
  • July was the fastest month: about 1,550 new followers a day.
  • Mission 2027: 6.5M views, 99,833 likes, 36,673 comments. Sixteen overdue loans cleared.
  • The page passed 200K in September.